for OPOA Policyholders

Public safety officers make a pledge to protect and serve our communities despite the inherent danger of their job duties. Risking their lives every day to make our society a safer place for families to live and work makes them our local heroes.

So when an officer falls in the line of duty, our hearts go out to their family.  Friends, colleagues and those in their community ask - What can I do for the family?

California Casualty asked this same question when the National Law Enforcement Officers Memorial Museum reported 145 law enforcement officers lost their lives in the line of duty during 2006.

Since 1983, OPOA and California Casualty have been partners in providing members with tailored auto and home insurance policies.  Both organizations recognize the ultimate sacrifice of the families who have lost a loved one and wanted to do something for the surviving family members to ease the burden of their loss.

California Casualty with OPOA created a special policy feature that would provide peace of mind for the family of an officer who makes the ultimate sacrifice, called the Fallen Officer Survivor Benefit. Effective September 1, 2007, the Fallen Officer Survivor Benefit will be provided free of charge to all OPOA members who are insured with California Casualty.  The coverage is automatic. There is nothing the member needs to do – no phone calls to make and nothing to sign and return.

The Fallen Officer Survivor Benefit will provide the following: If an officer loses their life in the line of duty, the policyholder’s premium will be waived for the remainder of the current policy year, and for the subsequent year. George Bowen, California Casualty Senior Vice President says, “This program is an effort to provide even further protection for California Casualty’s customers, and their families, at a time of great need.”

This policy benefit is a natural extension of California Casualty’s stated commitment to determine the insurance needs of customers and to fill these needs as completely as possible. This commitment is reflected in the California Casualty Code, a statement of ethics that employees have embraced since the Code’s introduction in 1966.

California Casualty is currently the only company to offer this type of premium waiver for fallen officers. Bowen also noted, “California Casualty is always trying to better understand our customers and put ourselves in their shoes. That’s what members of our groups have come to appreciate about us.”

This benefit among many other coverage features is the reason why OPOA chooses to sponsor California Casualty’s A+ Auto & Home Insurance. California Casualty takes great pride in protecting our members who protect our communities. 

For more information about this new benefit, or if you would like to get a free, no obligation quote for auto and/or home insurance, Call 1-877-777-1419. Representatives are available by phone Monday – Friday, 6:00 am to 6:00 pm and Saturday 8:00 am to 12:00 pm or request a quote on-line at www.calcas.com/law.